1. Open your photo.



2. Go to Filter>Texture>Texturizer

    


2. In the texture window, you can see the small arrow pointing to the right, as being encircled below. Click that small arrow and click the LOAD TEXTURE.  

    


3. The Load Texture window will open. Then browse for the Photoshop installation folder. Mine is saved in this folder: c:\\Program Files\Adobe\PhotoshopCS3\Presets\Texture. Then look for the Puzzle.psd, select it and click open.

    


4. After making the following adjustments, click OK.

    

DONE!